Direct loans on commercial and investment property. Bridge, construction, permanent, and cannabis real estate, from $250K to $500M+, nationwide since 2007.
We lend on real estate and nothing else. Pick the collateral and the purpose, and the answer appears before you fill in a form.
The answer is instant and nothing is submitted.
Every loan we make is secured by property. Bridge is the primary program and covers any asset class; the other three cover the rest of a building's life.
Short-term debt for when timing matters more than the perfect rate. Acquisitions, refinances, cash-out, and the gap between purchase and stabilization, on any asset class.
Ground-up and major redevelopment, funded against a budget and drawn as work is put in place.
Long-term commercial mortgages of roughly 30 years on stabilized property, including the takeout of a construction loan.
Federal rules keep banks away from licensed cannabis property. We lend on it directly, or buy the real estate and lease it back to the operator, so the license holder keeps operating and gets the capital out of the building.
One lender across the whole range. Loans inside the parameters of our fund close on our balance sheet. Loans outside it are structured with our capital partners, with the same person on the phone.
Fix-and-flip, small bridge loans, single-asset refinances.
Bridge, construction, and permanent loans on most commercial property.
Large construction, portfolios, and permanent takeouts, with capital partners as needed.
Rail drawn on a logarithmic scale.
Loans that fit our fund's parameters are funded directly. One underwriter, one decision, no committee at another institution.
Larger or unusual loans are structured with capital partners we have worked with for years. You still deal with Cleary from first call to closing.
Four stations, in order. We tell you at the first one whether the deal is worth the second.
Property type, loan type, amount, and location. That is all we need to start.
We come back with structure and pricing for that deal, in writing, or with a clear no.
Appraisal, title, and borrower documents. We set the checklist with you, not after you.
From our fund when the loan fits it, with our capital partners when it does not.
Commercial developers and property owners come first here, but investors in 1 to 4 unit property are not an afterthought. We fund purchase-and-renovation projects every month, short-term bridge debt on rental property, and ground-up residential builds.
If you are financing a home you will live in, we cannot help, and we would rather tell you before you apply than after.
Cleary lends in all fifty states and the District of Columbia. Local title and counsel vary from deal to deal. The underwriting does not.
Hover or tap a state.
Cleary Capital Group is a real-estate-based lender. We do not lend on businesses and we do not lend to individuals. Every loan is secured by property, funded from our own fund or structured with capital partners.
Four facts get a real answer: property type, loan type, loan amount, and location. Send them and we reply with structure, or with a plain no.